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Message from CEO

Warm Greetings and Welcome to Agricultural Development Bank Ltd. Nepal official website.

First of all, we would like to extend our heartfelt appreciation to our stakeholders for their continued support and patronage.

With over 51 years of history and expertise in rural banking, ADBL as a premier rural credit institutions contributing more than 60 percent of institutional credit supply in the country has earned a reputation as financially stable and reliable bank in Nepal. Thebank is successful in offering a wide range of banking products and services along with tailored investment solutions and aspires to establish long term strategic partnership with its clients. The bank still has an incredible opportunities to grow its business and increase its market share.

As we look upon the business environment in which financial institution operates, we can observe dynamic changes in the market such as fluctuations, change in customers' needs and preferences and adaptation of digitalization by the society. It is imperative that we engage in constant efforts in reforming business model with improved products and services to satisfy customers' requirements. Therefore, our aim is maximizing shareholder asset value by fostering long term mutually beneficial relationship with various Stakeholders including customers, employees and the wider community in which we operate in. Our commitment and trust is in customer centric approach, coupled with quality and reliable services with the cornerstone of the bank's success and the driving force of its growth.

It is the trust and confidence of our customers that has allowed us to move forward with excellent perspective. Therefore, we will remain clearly aligned with the mission of the organization, highly committed in enhancing overall customer service experiences and the culture shall be exemplified for integrity, trust, honesty and teamwork with exceptional customer service. Our business operation model may vary but we are committed to remain with our core corporate value: तपाई हाम्रो घर आँगनको वैंक — कृषि विकास वैंक -Tapai Hamro Ghar Aagan Ko Bank – Krishi Bikas Bank ( ADBL- The bank at your own door step)

As we look ahead, we are passionate for extraordinary performance and achievement than ever, which is only possible with team spirit and robust relationship with all the stakes involved. We are confident that Government of Nepal, ADBL's Board, Shareholders and all the Stakeholders of the bank will provide enormous support as always. The year ahead will bring its own challenges but then again, by working together, keeping focused on our priorities and putting our customers first, we can realize our ambition.

Sincerely
Anil Kumar Upadhyay
Chief Executive Officer